KEFF26
KEFF 2026 · Online Webinar · Live
KFF
2026
Kerala Edu Finance Fest.

A state-wide webinar where global study dreams meet fast-track loan sanctions. Get instant access to ₹50 Lakh collateral-free education loans backed by 10+ partner banks and the exclusive Prodigy partnership.

Sat, 09 May 2026
11:00 AM IST · 90 min
Online · Google Meet
Register free
Real sanctions, KEFF '25 Manu Moncy, ₹36L UK loan sanctioned Fathima Shykka, ₹36L UK loan sanctioned Rishan A, ₹34L UK loan sanctioned Ranjana Shaji, ₹36L UK loan sanctioned Amal Joseph, ₹31L UK loan sanctioned Aswarosh Mangalakumar, ₹28L UK loan sanctioned Ashik Assis, ₹25L UK loan sanctioned
₹36L · UK
₹34L · UK
₹28L · UK
12
Days
07
Hours
42
Min
19
Sec
60-Second Preview

A look inside KEFF 2026. Real students. Real sanctions.

Tap the reel to watch with sound. ₹50L collateral-free loans, the bank counsellor 1-on-1, and what 90 minutes at KEFF actually unlocks for your funding plan.

Register free
Live preview · muted Tap for sound
The headline number
50 Lakh
up to

Education loans without collateral, sanctioned in under a week.

No property pledge. No co-applicant headaches. KEFF brings a pre-vetted pool of partner banks who say yes, fast, to admitted students heading abroad.

7d
Average sanction time, start to finish
10+
Banks & NBFCs evaluating your file in parallel
0%
Processing fee for KEFF webinar attendees
Loan ceiling₹50,00,000
CollateralNot required
Co-applicantNot required
Margin moneyNil up to ₹40L
MoratoriumCourse + 12 mo.
Interest from9.15% p.a.
Decision in≤ 7 days

What you get inside KEFF 2026.

A 90-minute live session built to get your loan moving. Not another generic study-abroad seminar.

01 / Live verdict

On-air eligibility check

Submit your offer letter and our bank panel responds with a tentative loan range live during the webinar, before you log off.

02 / Bank panel

15+ banks, applied in parallel

SBI, Bank of Baroda, Bank of India, Union Bank, Axis, IDFC FIRST, ICICI, Credila, Avanse, Auxilo, InCred, Poonawalla, Tata Capital, Edgro & Prodigy Finance.

03 / Country tracks

UK · US · Canada · AUS · IRE

Country-specific breakouts on tuition, living costs, the GIC/CAS process, and which banks fund what. Moderated by counsellors.

04 / Documents

Document checklist, simplified

Walk away with a one-page checklist tailored to your bank, country and admission status. Co-built with bank credit teams.

05 / Forex & transfers

Forex without the markup

Partner forex desks lock the best inter-bank rate for your tuition and GIC transfers. Save 1.2 to 2.4% versus standard cards.

06 / Counsellor 1:1

Free 1:1 follow-up

Every registrant gets a 30-minute counsellor call within 72 hours. Your loan, your university, your timeline, in private.

Your own Nexthara loan officer.
Assigned the moment you register.

No call-centre queues. No "please hold." Every KEFF registrant is paired with a dedicated Nexthara loan officer who walks your file from offer letter to disbursement, across all 10+ partner banks, in parallel.

01

Register for KEFF

Drop your name, target country and admission stage. Within 4 working hours, your dedicated officer is assigned and texts you on WhatsApp.

02

Personal file review

Your officer pulls your offer letter, academics and finances into a single profile and tells you which of the 15+ banks will say yes, with what ceiling.

03

Parallel applications

Instead of you running between banks, your officer submits to 3 or 4 lenders in parallel and brings you the best offer, signed and stamped.

04

Sanction in ≤ 7 days

From document collection to sanction letter, your officer stays on the file. Average sanction time across KEFF '25 cohort: 6.4 days.

Ms. Sherha Loan officer · Sherha

Meet Ms. Sherha.
Loan Officer · Nexthara

“My job is to make sure the only thing standing between you and your campus is the visa interview, not paperwork.”

15 partner banks & lenders. Working in parallel.

The lender panel
State Bank of India
Bank of Baroda
Union Bank of India
Axis Bank
ICICI Bank
HDFC Credila
Avanse Financial Services
Auxilo Finserve
InCred
Poonawalla Fincorp
Tata Capital
Edgro
Prodigy Finance

Who's on air.

The Nexthara core team going on air. Your host, your loans lead, and the loan officer who will personally walk every registrant from offer letter to disbursement.

Mrs. AswathiHost

Mrs. Aswathi

Business Head, Nexthara. Hosting KEFF 2026 and leading operations and growth across Kerala.
Mr. Arun ShajiLoans Lead

Mr. Arun Shaji

Head of Education Loans, Nexthara. Owns the bank panel relationship across all 15+ partner lenders.
Ms. SherhaLoan Officer

Ms. Sherha

Loan Officer. The face you'll meet on your file. Walks every student from offer letter to sanction.
Register · Free · Limited seats

Lock your seat.

Free to register. Registrants get the document checklist and a free 30-minute counsellor 1:1 within 72 hours.

Live ₹50L eligibility check on-air
0% processing fee with KEFF code
Country-specific breakouts (UK/US/CA/AUS/IRE)

Reserve my seat

Takes 30 seconds. We'll email your unique join link.

REGISTRATION OPEN · NO SPAM

Questions, answered.

If you're between admit and visa, here's what students ask us most. Anything else, drop it in the registration form, we'll cover it on air.

Is KEFF really free?
Yes. KEFF is a free 90 minute webinar. No fee to register, attend, or get the document checklist. Even the 1:1 counsellor call after the session is free.
I don't have an admission letter yet. Should I still register?
Yes. Most attendees register before they have an admit. We will give you a tentative eligibility range based on your profile and target university so you can plan your funding while applications are still in flight.
How can the loan be without collateral?
Lenders evaluate your university, program and future earning potential. For ranked universities and STEM/Management programs, NBFCs like Avanse, Credila, Auxilo, InCred, Tata Capital and Poonawalla offer unsecured loans up to ₹75L. We will show you which universities qualify on air.
My parents are self employed / have irregular income. Will banks accept us?
Yes. Several NBFCs in our panel are specifically built for self employed parents and family business income. Government bank rejection on this ground is the single most common reason students come to us.
One bank already rejected my loan. Can KEFF help?
Yes, this is exactly what we are best at. 91% of students who came to us after a bank rejection got funded through our network. Bring the rejection letter and we will diagnose why on air.
What about CAS deposit / blocked account / GTE for visa?
Pre admission deposits like UK CAS (£2K to £4K), German Sperrkonto (€11,904) and Australian GTE financial proofs are part of our standard loan structure. We arrange them as part of disbursement, not as a separate problem.
How long from KEFF to sanction letter?
For our priority cohort, average is 6.4 days from document collection to sanction. NBFCs move in 7 to 14 days. Government banks 15 to 30 days. We will tell you which path fits your timeline live.
What documents do I need to bring?
Nothing for the webinar. After you register you will get a complete document checklist by email. The actual loan only needs admission letter, ID proof, income proof and academic records to start.
I missed the live session. What now?
Drop your question in the registration form and your dedicated loan officer will call you within 72 hours of the event. The live eligibility check happens on air, but your file gets the same priority either way.
Where is KEFF held?
Fully online via Google Meet. The link is sent to your email and WhatsApp once you register.